Credit Cards

Business Credit Cards that keep up with you.

Ready to find a card that works as hard as you do?

The right financial tool helps your business grow. Find the perfect match for spending, rewards, and cash flow.

Compare AMEX Business Cards

Or Call us on 1800 (UELECT) / 1800 835 328

How it works

Step 1

Tell us what matters most
Share your priorities—like rewards, low fees, or a balance transfer. We use this to instantly filter cards that fit your specific financial needs and goals.

Step 2

Compare your best matches
See a clear, side-by-side comparison of your top options, including annual fees, interest rates, and reward values. Easily identify the best card for your spending habits.

Step 3

AMEX
Apply directly & with confidence
Once you choose, we connect you to the provider for a seamless application. We ensure you have all the details needed to apply quickly and with complete clarity.

More reasons to switch

Running a business means every dollar counts, and your credit card should work as hard as you do. At Utility Hub, we help you compare AMEX business credit cards and a range of business credit cards Australia trusts, designed to go beyond just spending power — offering rewards, cashback, flexible repayments, and expense tracking tools that keep pace with your day-to-day operations. Whether you’re managing cash flow, covering purchases, or earning rewards on business expenses, we’ll guide you to the right card that fits your goals, without the jargon.

Credit cards that work like you do

Running a business means making the decisions every day—especially when it comes to money. You’re managing cash flow, keeping things moving, and looking for ways to grow. The right credit card should help with that, not slow you down.

That’s why we’ve teamed up exclusively with American Express® to bring you a selection of business cards that actually make a difference.

No endless comparisons. Just practical cards with features that work for real businesses:

Explore your options

We’ll guide you to the card that fits—not just based on your spend, but on how you run your business.

The American Express® Platinum Business Card

Premium features, cash flow flexibility, and rewards that scale with your business.

The American Express® Qantas Business Rewards Card

Earn Qantas Points on eligible spend. Perfect if you or your team travel for work.

The American Express® Business Gold Plus Card

A solid all-rounder with useful reporting tools, flexible repayments, and reward points.

The American Express® Velocity Business Card

Fly Virgin? This one’s built to earn Velocity Points on the spend your business already makes.

The American Express Business Explorer® Credit Card

A smart choice for growing businesses—offering great value and generous points per $1 spent.

Smarter spending for smarter businesses.

Why trust Utility Hub for your business card?

Get clear, unbiased help finding the right card—no sales pitch, just honest recommendations.
We simplify your search by only showing you options from AMEX’s dedicated Australian business range.
From sole traders to established companies, we help businesses of every size find a card that fits.
Our service is completely free. We're paid by AMEX if you apply, so you get expert advice without any cost or obligation.

FAQ's

You’ll need an active Australian ABN or ACN. Most cards require your business to have been trading for at least 12 months and have a reasonable annual turnover.
Yes—when you apply directly with AMEX. But just exploring your options won’t affect your credit score.
Yes, absolutely. Many AMEX business card holders are sole traders.
Most applicants get a response from AMEX within a few business days.
That’s what we’re here for. If you want a second opinion, just reach out and we’ll walk through it together.